There are lots of ways you can save money on your mortgage, but which one is right for you?

Refixing (staying with your current bank) or refinancing (switching banks) can be a great way to save on repayments and get out of debt quicker.

Ready to apply for a lower interest rate?

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Your mortgage is usually the biggest expense you have.

Are you doing all that you can to save on this?

Power, Gas & Water
10%
Groceries
30%
Mortgage Interest
60%

Are you getting the most out of your mortgage?

What you need to know.

Reducing your repayments

A lower interest rate on your mortgage means you’ll pay less each month to the bank. Over the lifetime of your mortgage, you could end up saving thousands of dollars.

Paying off your debt faster

If you’re comfortable with your mortgage repayments or you can afford to increase them just a bit, you can pay off your principal faster and reduce the total amount of time you’re in debt.

Consolidate extra debt

Using the equity in your property, you combine your debts from things like credit cards, personal loans and hire purchases into one loan with a lower interest rate.

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