Refinance Summary - IRefi

Refinance Summary

Find out a complete picture of the costs and benefits of switching bank

Mortgages

Loan Type
Loan Amount
Current Rate
Expiry Date
New Rate
Savings
Break Cost

Loan 0

Savings Summary on Lending

Interest Savings

Estimates

Cash Back

<

Break Costs

<

Valuation Costs

<

Legal Costs

<

Net Switching Costs

New Loan Amount

Net Savings:

(Savings are calculated until .)

Breakdown of Loan Payments

Current Loan Structure

0 Paying Off
Principal

% Paying Interest

Proposed Loan Structure

0% Paying Off
Principal

% Paying Interest

By refinancing or refixing, you will pay off more of your loan principal by than with your current loan structure.

You will also save approximately on interest each month, for the first months.

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Notes:

We will always aim to get cash back from your existing bank or a new bank to help cover break fees. In a situation where you move bank, the "legal fee" covers the cost of having a solicitor prepare the documents for the new bank.
All break fees and legal costs are added onto the mortgage i.e. you don't need this as cash on hand.

These are just estimates and are not confirmed.

Contact us at Support@irefi.co.nz.

Rates

1 Yr 2 Yr 3 Yr 4 Yr Floating
iRefi
Negotiated rates
4.29% 4.39% 4.79% 5.05% 5.25%
ASB 4.45% 4.69% 4.99% 5.49% 5.80%
ANZ 4.55% 4.69% 5.49% 5.89% 5.79%
BNZ 4.59% 4.69% 5.09% 5.89% 5.95%
Westpac 4.59% 4.75% 5.09% 5.89% 5.90%
SBS 4.69% 5.25% 5.49% 5.85% 5.89%
Kiwibank 4.45% 4.79% 5.25% 5.65% 5.40%

IRefi

1 Yr Fixed: 4.29%
2 Yr Fixed: 4.39%
3 Yr Fixed: 4.79%
4 Yr Fixed: 5.05%
Floating: 5.25%

ASB

ANZ

BNZ

Westpac

SBS

KiwiBank

The iRefi rates are indicative only. They are representative of rates secured recently, but are not guaranteed. The market rates are updated daily and provide a good indication of a bank's stance.

It is important to note that the rates offered are dependant on the individual application being reviewed.

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