Refinance Summary - iRefi
Refinance Summary - IRefi

Refinance Summary

Find out a complete picture of the costs and benefits of switching bank

Mortgages

Loan Type
Loan Amount
Current Rate
Expiry Date
New Rate
Savings
Break Cost

Loan 0

Savings Summary on Lending

Interest Savings

Estimates

Cash Back

<

Break Costs

<

Valuation Costs

<

Legal Costs

<

Net Switching Costs

New Loan Amount

Net Savings:

(Savings are calculated until .)

Breakdown of Loan Payments

Current Loan Structure

0 Paying Off
Principal

% Paying Interest

Proposed Loan Structure

0% Paying Off
Principal

% Paying Interest

By refinancing or refixing, you will pay off more of your loan principal by than with your current loan structure.

You will also save approximately on interest each month, for the first months.

Book a time to chat with us Save and continue →

Notes:

We will always aim to get cash back from your existing bank or a new bank to help cover break fees. In a situation where you move bank, the "legal fee" covers the cost of having a solicitor prepare the documents for the new bank.
All break fees and legal costs are added onto the mortgage i.e. you don't need this as cash on hand.

These are just estimates and are not confirmed.

Contact us at Support@irefi.co.nz.

Rates

We used to update the interest rates here daily, but they change so often, and it’s is not important to know the advertised rates. If you want to know the best rates available to you specifically, then get in touch. We often get discounted rates and help many clients refix their mortgages without changing banks to get a better deal. If you are not happy with those options and want to see options at other banks then we can talk about what bank will give you the best deal.

What is not widely known is that servicing calculations at some banks will allow for better or worse rates depending on your profile and goals so it is important to know what bank to ask for an offer and how to present your goals to them...

Check out the reviews for the team at www.facebook.com/irefimortgages/reviews and get in touch today

Call 0800 733 462

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