Property Investment

property investment

Investing in property is a great way of saving for retirement and paying off the debt on your primary residence. By using the equity in your existing property as leverage, you can buy an investment property using the banks money to increase your net worth.

You don’t have to invest in Auckland either. We’re starting to see massive gains in the regions and big growth is forecast for 2016!

Ready to get started?

Property value growth in 2015 (


Auckland (2015)


Hamilton (2015)


Tauranga (2015)


New Zealand (2015)

So, you want to be a property investor?

Buying your second home

Using your home as security, you’ll be able to borrow more money. This is also known as “freeing up equity”. While rates are at a historical low, now is the perfect time to refinance your existing lending and top up for the investment you’ve always talked about.

Read more about using your existing property as security…

Why trust iRefi?

Working at iRefi means you have to be an anteambulo which means you clear the path for clients and create opportunities for them. We work to help you find the winning outcome you’re after.

Read more about the benefits of working with a broker like iRefi…

Interest only mortgages

When buying an investment property, structuring the mortgage as interest-only can be a great way of keeping your repayments down. However, by not paying down the principal, you rely more on the property appreciating in value in order to make a return.

Learn more about the pros and cons of interest-only mortgages…

Frequently asked questions

Do I need to refinance first?

Learn why refinancing your existing property first is a great way of unlocking the equity you need to buy an investment…

Should I keep all my lending with one bank?

Having all your lending with one bank may not be the best option for you…

What do I need to provide?

Ready to get started? Before we can approach the banks on your behalf, we’ll need a few documents from you…

Why should I work with iRefi?

Working with a broker (like us) has it’s advantages. Learn why going straight to the bank may not be the best idea…

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